Archives
A sound business plan should consider what would happen to the business in the event of an unplanned exit such as the premature death or permanent disability of a business partner. Does your business require a buy sell agreement? Consider the following privately held partnership business. This same could...
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Key Person Insurance can play an important part protecting a businesses interests. Who is a Key Person? A key person is someone who fulfills the following important functions in a business. Management and direction expertise, Technical expertise and experience, Holds key customer relationships, Generates a significant level of sales...
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As you know at Surety Life, we are avid motorcycle enthusiasts and currently sponsor Bryan Staring. Bryan Staring is a current Australian Superbike (ASBK) rider with BC Performance Kawasaki, a form ASBK champion, MotoGP and World Superbike (WSBK) rider. For something a little different than the usual insurance related...
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Business owner’s often have the factory and equipment insured. Many business owners fail to insure the most important asset in the business which is Key Person or Key Man risk. Without the business owner or other key staff, the business may fail and be worth nothing. Business Risk otherwise...
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Why are we passionate about rider protection? We are riders ourselves, we know all too well the risks associate with recreational road, off-road and track riding. We know it’s a dangerous pastime and that’s part of the thrill of riding a motorcycle. One of the last things we want...
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Getting advice on your income protection is important. Many industry super funds and direct insurance policies contain harsh terms, conditions, exclusions (including height) and may not often consider your financial structure (i.e. for tax purpose). Surety Life can offer: Generous height limits Indicative quotes over the phone 24 hour...
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What is advice? When a Surety Life advisor provides personal advice they consider: your personal and financial position. your financial objectives. You will also be provided with a written recommendations on how we researched products and strategy to meet your objectives. You are also made aware of any gaps...
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Income Protection How you manage your finances can be severely impacted due to not having the right level of monthly income protection cover for the following reasons; You may not be aware that the benefit is taxed. This means that there is less to pay the bills with. You...
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Locksmiths like other occupations have a need to ensure that they have adequate life insurance in the event something unfortunate should happen. Don’t forget that you’re important. You’re important to your family and business and should be insured as such. Have you valued what your health and life is...
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As we journey through life, there are all sorts of financial obstacles and pitfalls to negotiate – some are minor speed bumps, but some can cause us major setbacks, and a whole lot of grief. These are the ‘pitfalls’ you need to avoid – IF you see them coming....
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