At Surety Life, we’re not just ticking boxes — we’re helping you protect what matters most.
If you’ve ever looked into life insurance, you might wonder why we ask so many questions before providing a quote. Things like your age, income, job, debts, family situation, even your lifestyle and medical history — it might feel personal. But there’s a very good reason for it.
It’s Not Just About a Policy — It’s About You
Life insurance isn’t one-size-fits-all. Everyone’s situation is different. We ask questions because we want to get it right the first time — to ensure the cover we recommend actually fits your needs, your goals, and your budget.
Why These Questions Matter
Here’s what we’re really trying to understand when we ask:
– Who relies on you? – So we can make sure there’s enough cover to support your family if you’re not around.
– What do you earn and owe? – This helps us calculate the right benefit to replace income or clear debts.
– What kind of work do you do? – Some jobs carry more risk, and this can affect the type of cover available.
– Are you self-employed or a business owner? – You might need cover to protect the business as well.
– What’s your health like? – We consider current and past medical history to find insurers that will cover you fairly.
– Do you already have cover elsewhere? – We don’t want to double up on costs or leave gaps.
What Happens Without These Questions?
If we skipped the questions and gave you a quick quote, there’s a big chance you’d:
– End up underinsured
– Pay for cover you don’t need
– Face delays or issues at claim time
– Miss out on better policy options available to you
It’s like buying shoes without knowing your size — you might end up with something that looks okay but doesn’t really fit.
Our Goal: The Right Cover, Not Just Any Cover
At Surety Life, we believe in getting things right from the start. Our process may take a little longer up front, but it ensures you receive personalised advice and appropriate protection that gives real peace of mind.
We ask more — because you deserve better.
Get the right cover, not just a quote. Speak with Surety Life for tailored life insurance advice.
